"...I will go out on a limb here and say that I don't necessarily think that high end dealers sold bear or any other collector low end coins. ..."This happens more often than collectors realize. By low end, I meant low end for the grade. I believe that Bear did note that some of this coins did not receive a green bean after CAC review.Another issue is that a number of high-end dealers will sell coins that have negligible investment potential to investors at the time of sale, typically puffing up whatever they have in stock at a given time.